DTI Calculator for VA Loan

Check your DTI against VA guidelines, which focus on a 41% back-end ratio with no hard front limit.

Your income and debt figures are calculated on your device — never uploaded

Try: Housing debt/mo=1500, Other debt/mo=400, Gross monthly income=6000, Loan type=va → VA, 25.0% (no hard cap), 31.7%, 41%, Pass

How to use

VA loans have no fixed front-end cap and a 41% back-end guideline. Enter your numbers to see where you stand.

41% is the typical guideline, but VA also considers residual income, so exceptions happen.