DTI Calculator for FHA Loan

Check your DTI against FHA thresholds of 31% front and 43% back-end.

Your income and debt figures are calculated on your device — never uploaded

Try: Housing debt/mo=1500, Other debt/mo=400, Gross monthly income=6000, Loan type=fha → FHA, 25.0%, 31%, Pass, 31.7%, 43%, Pass

How to use

FHA loans allow a higher back-end ratio than conventional. Enter your debts and income to see pass or fail against the 31/43 limits.

FHA insures the loan, so it accepts more debt than a conventional loan typically would.